

Policy portal Stability & Supervision
When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).
Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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- The Finance Watch team
- Private: Thierry Philipponnat
- Thomas Larible
148 PUBLICATIONS



Finance Watch responds to Commission’s call for evidence – Communication on European Savings and Investments Union


Addressing challenges in the securitisation framework – Finance Watch response to Commission Consultation


Addressing systemic risks and regulatory gaps in non-banking financial institutions – Finance Watch response to Commission Consultation


Can Securitisation Reboot the Capital Markets Union? The limits of recent policy proposals to ‘revive’ the market for asset-backed securities in Europe


Introduction to Securitisation: Structures, regulation and market for asset-backed securities in the EU


Report – Lost Momentum: The Evolution and Challenges of Basel III


Finance Watch Calls on ECON to Advance European Deposit Insurance Scheme (EDIS) and Protect Depositors


Open letter calling on policy-makers for a Basel-compliant Europe


Response to the European Commission’s consultation on State Aid for Banks in Difficulty


Finalising Basel III to serve the European economy (ECON Hearing on the Basel III “Finalisation Package”)

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