

Policy portal Digital Finance
Digital technologies such as Big Data, blockchain, crypto-assets and AI are changing everyday financial services and even more how these services are sold. They open up exciting new opportunities but may equally jeopardise civil liberties and destabilise society. Policymakers need to take a balanced, and differentiated view on the benefits and risks of digital innovation and strictly adhere to the principle of “same service, same risk, same regulation”.
EU regulation of digital finance should foster a diverse and competitive market, with robust risk management and strong consumer and data protection. This also means reducing EU dependence on ‘too-big-to-fail’ incumbents and ‘Big Tech’ operators.

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17 PUBLICATIONS



Robust consumer protection standards are needed for the use of AI in the insurance sector


Ensuring Consumer Protection in the Financial Data Access (FIDA) Regulation


Consultation response – The growth of AI in finance demands appropriate supervision and regulation


Policy brief – The Digital Euro: A Matter of Trust


What should the final distance marketing of consumer financial services rules look like?


Views on Council General Approach to Distance Marketing of Financial Services


Response to the European Commission’s Consultation on Open Finance Framework and Data Sharing in the Financial Sector


Analysis of the EU Digital Finance package – A New Finance Watch Report


Response to European Commission Public consultation on instant payments


Consumer protection: Digitalisation of retail financial services during the Covid-19 pandemic

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