

Policy portal Stability & Supervision
When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).
Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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- Aleksandra Palinska
- Anne Fily
- Benoît Lallemand
- COFACE Families Europe
- Christian M. Stiefmüller
- Christophe Nijdam
- Duncan Lindo
- Frédéric Hache
- Julia Symon
- Nina Lazic
- Paul Fox
- Paulina Przewoska
- Peter Norwood
- Rainer Lenz
- The European Consumer Organisation (BEUC)
- The Finance Watch team
- Private: Thierry Philipponnat
- Thomas Larible
15 PUBLICATIONS



Evidence at EPP Group Hearing on ELTIFs


“Europe’s banking trilemma” – a report on Banking Union and bank structure reform


Finance Watch response to the Consultation on the review of the European System of Financial Supervision


Finance Watch response to EC Consultation on Banking Structure


Finance Watch response to the consultation on Long-term Financing


Finance Watch response to ECON coherence questionnaire


Finance Watch’s General Assessement of CRD IV bill


Position paper on German bank reform


The importance of being separated


Report on the Bank Resolution and Recovery Proposal of the EC

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