

Policy portal Stability & Supervision
When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).
Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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- Aleksandra Palinska
- Anne Fily
- Benoît Lallemand
- COFACE Families Europe
- Christian M. Stiefmüller
- Christophe Nijdam
- Duncan Lindo
- Frédéric Hache
- Julia Symon
- Nina Lazic
- Paul Fox
- Paulina Przewoska
- Peter Norwood
- Rainer Lenz
- The European Consumer Organisation (BEUC)
- The Finance Watch team
- Private: Thierry Philipponnat
- Thomas Larible
10 PUBLICATIONS



Brexit: Preparing for a future UK-EU trade relationship


EIOPA consultation on resolution funding and national IGSs


Financial Regulation challenged by European Trade Policy


Report: “#10yearsAfter – Back to Business as Usual”


Finance Watch response to the public consultation on impact assessment guidelines


Joint Statement: ECON’s draft report on the review of the European Financial Supervisors


“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”


Speech at the Public Hearing on Brexit and its potential impact for Lower Saxony


Finance Watch Blueprint on the European System of Financial Supervision


Speech at the Public Hearing on the Review of the European System of Financial Supervision

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