Business Owners Policy (BOP): What Does It Cover?
Small business owners typically have three things on their minds when purchasing business insurance—coverage, convenience, and value. A business owners policy (BOP) is designed for each of these factors. By bundling general liability…
Builder’s Risk Insurance: How It Works, Cost, and Best Providers
Builder’s risk insurance, also called “course of construction insurance,” covers the policyholder against damage or loss to buildings during construction or renovation in the event of fire, storm, wind, vandalism, theft,…
FICO Score vs Credit Score: What Is a FICO Score?
FICO scores are one kind of credit score. The terms “credit score” and “FICO score” are often used interchangeably, but there are other brands of scores. The name derives from the Fair Isaac Corp., which introduced the FICO score in 1989.…
A Step-by-Step Guide to Starting an LLC in Virginia
When operating a small business, it’s important to take care of all the legal tasks that come with entrepreneurship. Here’s one legal question that you’ll need to deal with right away—which type of business entity is best for your company?…
NerdWallet’s Best Credit Card Tips for November 2020
As the end of the year nears, the COVID-19 pandemic has had an impact on many households. Incomes have changed, plans have changed, lives have changed. And November will be no exception. Later this month, you might find yourself carving a…
Get the Most Out of Discover’s Categories for Q4 2020
Fall and winter are always the perfect seasons to stay home in a bathrobe, but this year, staying home is especially important. Thankfully, the 5% bonus categories on select Discover cards including the Discover it® Cash Back make online…
5 Things to Do if You Need More Than a 1.3% Social Security COLA
Social Security recipients will get a raise in 2021 — but for the average retired worker, it will amount to just $20 extra per month.
The Social Security Administration announced a 1.3% cost of living adjustment that will take effect in…
Looking for a Seasonal Job? We Found More Than 500K Openings
Much is up in the air this year. But here’s something you can count on: seasonal jobs. Lots of them.
As we head into the holiday season, major employers are recruiting en masse just like previous years. And in several cases, they have the…
Kohl’s Is Hiring by Phone, Recruiting 90K Seasonal Workers
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the…
6 Ways to Avoid Costly Home Renovation Mistakes
Many of us are spending more time at home in 2020, which could mean having more time to take on home improvement projects. But home renovations aren’t just a way to fill time; you want the results to be worth the hard work. The key to any…