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The amount required for a down payment for a business loan will vary depending on the type of loan and how much you need, along with your credit history. It is different for various business loan types and isn’t always required for the most…

The most recent wave of the Black Lives Matter movement has amplified what Black people in America have known for centuries: Systemic racism is alive and well in America. That deep-seated, foundational racism touches every aspect of this…

Of the many forms you can expect to complete when applying for an SBA loan, SBA Form 413—also referred to as the “SBA personal financial statement”—is one of the most essential. This form factors into how the SBA determines your ability to…

If you’re on the hunt for a small business loan, you’ve likely come across the concept of merchant financing at least once or twice along the way. What does it mean? And can it fund your business quickly and affordably? With this guide,…

Capital One has eliminated overdraft fees and non-sufficient fund fees for all of its consumer banking customers, making it the first major U.S. bank to do so. It joins a list of seven other smaller financial institutions that have already…

The holiday season has finally arrived and, hopefully, this year you’ll be able to safely partake in some of the festivities instead of tuning in over a video call. This time around you might be sitting next to someone over Thanksgiving…

October is the gateway to the holiday season. The first few weeks tend to be the calm before a storm of nonstop shopping, travel and festivities. By taking the time right now to employ a strategy for your credit cards, you can stay true to…

There are great inequities in entrepreneurship—as with so many other aspects of life in the United States. One of the most obvious examples of this is that business owners of color—as well as women business owners, and other overlooked…

If you just announced your engagement, you don’t want anyone mentioning the divorce rate. But if you’re about to start a business, knowing the stats on survival is useful. And some industries, like some couples, have better odds than…

What is the recipe for a great remote city? From stylish coworking spaces to speedy Wi-Fi and affordable rent options, cities across the U.S. are embracing remote work culture. As remote work opportunities for workers continues to expand,…