Retail & Inclusion | Finance Watch

Policy portal Retail & Inclusion

Access to financial services for individuals is a prerequisite for social inclusion, a decent standard of living during working and retirement age and protection in case of unexpected life events. Unaffordable offers and discriminatory practices are some of the barriers preventing many citizens from accessing the basic financial services needed to participate in modern life.

EU policymakers have a responsibility to remove these barriers and make the retail financial services market safe and fair. Rules are also needed to help citizens avoid over-indebtedness and offer a way out for those who find themselves in this difficult situation. And all of this must extend to the digital world (See also “digitalisation” under “Digital Finance“).

Active legislative files Discover more about each legislative file in our glossary page
Active legislative files Discover more about each legislative file in our glossary page

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3 PUBLICATIONS

Consultation response

17/08/2015

Retail & Inclusion

Response to second ESA Joint Committee’s consultation on PRIIPs
Position paper

01/03/2015

Retail & Inclusion

Over-indebtedness in the EU : from figures to expert opinions

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]
Position paper

01/03/2015

Retail & Inclusion

Pay-day lenders: why can we consider them as being bad players on the credit market?

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]

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The blog corner

A young woman experiencing an issue with an online payment

Retail & Inclusion

Level:Beginner

03.07.2025

How unfair commercial practices in finance put consumers at risk

Retail & Inclusion

Level:Beginner

17.03.2025

What is financial inclusion?

Retail & Inclusion

Level:Regular

08.02.2023

Gender Equality efforts in Europe have stalled. Can better Consumer Protections get it moving again?
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