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This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.

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6 PUBLICATIONS

Policy brief

19/10/2022

Retail & Inclusion

Root causes of household over-indebtedness

Without strong consumer protection legislation and proper public social security systems, the risk of financial difficulty is left to chance, making people vulnerable to predatory schemes. In this short policy brief, Finance...

Report

20/01/2022

Retail & Inclusion

Report – From debtor prisons to being prisoners of debt

Making the case for harmonised EU consumer insolvency rules. A Finance Watch report showing that consumers in the European Union face unequal access to relief when personal debts outstrip ability to pay...

Report

23/01/2020

Retail & Inclusion

Report – Is the human dignity of individual debtors at risk?

New Finance Watch report provides evidence for the need to increase borrower protection and to improve proposed legislation on companies that deal with non-performing loans.

Position paper

13/06/2018

Retail & Inclusion

Financial Inclusion – Bibliography

This page collects elements of bibliography on financial inclusion. Most were hosted on the European Financial Inclusion Network website, before its activities were transferred to Finance Watch.

Policy brief

08/06/2018

Stability & Supervision

“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”

Brussels, 8 June 2018 – Finance Watch published today a detailed analysis of the European Commission’s package to tackle Non-Performing Loans (NPL): “’Would you mind holding this for me?’ The (increasingly desperate) search for...

Position paper

01/12/2016

Retail & Inclusion

Early detection and constructive response about households financial difficulties

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].

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