Christian M. Stiefmüller

Senior Research & Advocacy Advisor

Christian advises Finance Watch on banking regulation as well as on questions around FinTech, financial supervision and pensions.

He graduated from the University of California, Berkeley with an MBA in Finance and from the University of Innsbruck with degrees in Law and Applied Languages. In the two decades of his career as a senior investment banker he worked at major international banks, including Deutsche Bank, Citigroup and UniCredit, advising large corporate clients and financial investors. More recently, he has returned to the field of International and European Union Law, concentrating on financial regulation.

Christian is the Finance Watch representative at the Banking Stakeholder Group of the European Banking Authority (EBA) and at the Securities and Markets Stakeholders Group of the European Securities and Markets Authority (ESMA).

Policy Area

Digital Finance

Areas of expertise:

Banking regulation
Financial stability
Recovery and Resolution
Digital finance

Contact Information

Christian M. Stiefmüller

[email protected]

Finance Watch

Rue des Colonies 56 box 3 - 1000 Brussels - Belgium

Participated in these publications

Stability & Supervision

16/12/2024

Consultation response

Addressing challenges in the securitisation framework – Finance Watch response to Commission Consultation

Finance Watch responds to the European Commission’s consultation on the...

Stability & Supervision

29/10/2024

Can Securitisation Reboot the Capital Markets Union? The limits of recent policy proposals to ‘revive’ the market for asset-backed securities in Europe

Securitisation, which played a major role in the 2008-09 financial...

Stability & Supervision

25/10/2024

Introduction to Securitisation: Structures, regulation and market for asset-backed securities in the EU

As securitisation returns to the EU policy agenda, this position...

Stability & Supervision

24/09/2024

Report – Lost Momentum: The Evolution and Challenges of Basel III

Finance Watch examines the progress and challenges of the Basel...

Stability & Supervision

16/09/2024

Finance Watch Calls on ECON to Advance European Deposit Insurance Scheme (EDIS) and Protect Depositors

In a letter addressed to the Committee on Economic and...

Digital Finance

03/10/2023

Policy brief – The Digital Euro: A Matter of Trust

In this policy brief, Finance Watch argues that for the...

Stability & Supervision

15/07/2022

Consultation response

Response to the European Commission’s consultation on State Aid for Banks in Difficulty

In its response to the European Commission’s consultation on the...

Digital Finance

05/07/2022

Consultation response

Response to the European Commission’s Consultation on Open Finance Framework and Data Sharing in the Financial Sector

In its response to the European Commission’s targeted consultation on...

Stability & Supervision

29/03/2022

Policy brief: “Cracks in the pillars – Financial stability loses out in the EU’s Basel III endgame”

Finance Watch’s analysis of the Banking Package 2021 shows how...

Stability & Supervision

21/03/2022

Consultation response

Improving the EU Macroprudential Framework for the Banking Sector (Consultation response)

In order to contain the financial stability risks posed by...

Digital Finance

18/10/2021

Analysis of the EU Digital Finance package – A New Finance Watch Report

Finance Watch provides in a new report analysis of policy...

Stability & Supervision

18/05/2021

Consultation response

Consultation response on the Review of the Crisis Management and Deposit Insurance framework (CMDI)

Finance Watch calls upon EU policymakers and regulators to concentrate...

Stability & Supervision

01/02/2021

Consultation response

Response to EU Commission on review of Alternative Investment Fund Managers Directive (AIFMD)

Finance Watch calls for allowing both qualitative and quantitative approaches...

Stability & Supervision

28/10/2020

Public hearing on EU Banking Package at German Bundestag

On 28 October 2020, Finance Watch participated in a public...

Stability & Supervision

30/09/2020

Consultation response

Response to the FSB consultation on the evaluation of the effects of “too-big-to-fail” reforms

On 30 September 2020, Finance Watch has submitted its response...

Stability & Supervision

31/07/2020

Hearing at the Bundestag on the finalisation of the Basel III framework

Covid-19 looks set to become the banking sector’s most powerful...

Digital Finance

16/07/2020

Consultation response

Finance Watch response to the FSB’s public consultation on “global stablecoins”

Finance Watch published today its responses to the Financial Stability...

Digital Finance

26/06/2020

Consultation response

Consultation response on a new digital finance strategy for Europe / FinTech action plan

On 26 June 2020, Finance Watch published its response to...

Digital Finance

25/03/2020

Consultation response

Responses to crypto-assets consultations

In March 2020, Finance Watch submitted its responses to two...

Digital Finance

23/07/2019

Libra: Heads I win – tails you lose

Finance Watch releases a highly sceptical initial assessment of plans...

Stability & Supervision

13/09/2018

Report: “#10yearsAfter – Back to Business as Usual”

In its comprehensive analysis of post-crisis regulation, Finance Watch demonstrates...

Stability & Supervision

08/06/2018

“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”

Brussels, 8 June 2018 – Finance Watch published today a detailed...

Stability & Supervision

18/10/2017

Speech at Financial Stability Conference 2017

Berlin, 18 October 2017 – Ten years after the onset of...

Retail & Inclusion

27/06/2017

A pot of gold at the end of the rainbow

Brussels, 27 June 2017 – Finance Watch published today its...

Stability & Supervision

07/06/2017

Policy Brief “One step forward, two steps back”

Brussels, 7 June 2017 – Finance Watch, the public interest...

Stability & Supervision

25/04/2017

Public hearing at ECON on the banking legislation package

Finance Watch Senior Policy Analyst Christian Stiefmüller spoke on a panel at...

Retail & Inclusion

31/10/2016

Consultation response

Response to the EC’s Public Consultation on a Potential EU Personal Pensions Framework

Finance Watch is supportive of the European Commission’s initiative to...

Stability & Supervision

24/10/2016

Consultation response

Response to the EC’s consultation on the “Review of the EU Macroprudential Policy Framework”

Executive summary:

Stability & Supervision

01/09/2016

Comments on the EBA’s Interim Report on the Implementation and Design of the MREL Framework

Finance Watch comments on the European Banking Authority’s Interim Report...

Stability & Supervision

19/07/2016

Comments on the current debate regarding bank bail-in and recapitalisation

Finance Watch comments on the current debate regarding bank bail-in...

Stability & Supervision

19/07/2016

Consultation response

Response to the BCBS consultation on the “Revisions to the Basel III leverage ratio framework”

Finance Watch welcomes the agreement of the Group of Central...

Stability & Supervision

24/06/2016

Consultation response

Response to the BCBS consultation on “Reducing variation in credit risk-weighted assets”

Finance Watch welcomes the initiative of the Basel Committee on...

Stability & Supervision

01/03/2016

Policy Brief “TLAC/MREL: Making failure possible?”

This note provides an update on recent developments in the...

Participated in these articles

Stability & Supervision

10/07/2023

8% – We had a deal!

Europe’s “8% rule” requires bank shareholders to cover losses on...

Stability & Supervision

18/01/2023

Kicking and screaming – the Euro arrives in the Digital Age

As development of the digital Euro project begins, policymakers must...

Stability & Supervision

28/03/2022

Basel III finalisation comes undone: A proposal that lets down citizens and backtracks on global agreements

Finance Watch regrets that the so-called “draft Banking Package 2021”...

Stability & Supervision

01/02/2022

Facebook’s digital currency plans: frozen for good or merely on ice?

Worldwide regulatory scrutiny and fierce resistance from civil-society organisations may...

Stability & Supervision

14/05/2020

Finance Watch’s view on the COVID-19 Banking Package

It makes good sense to suspend or postpone measures that...

Stability & Supervision

10/04/2020

Coronavirus: Should taxpayers bail-out debt-laden corporates?

How will the coronavirus crisis affect the massive corporate debt...

Stability & Supervision

10/04/2020

Can we attach conditionality to the ECB’s emergency liquidity programmes targeted at banks?

Many critics are asking for the ECB’s massive support of...

Stability & Supervision

17/04/2019

Banks still running on a shoestring

Two and a half years after it was first unveiled...

Stability & Supervision

07/11/2018

Banks stress-tests 2018: Trying too hard to reassure

Our banking expert Christian Stiefmüller is having a hard look...

Stability & Supervision

03/10/2018

10 Years after the Failure of Lehman Brothers: Once more unto the brink

Remember Lehman? Within the space of ten years we have,...

Stability & Supervision

18/04/2018

Splitting Deutsche Bank?

The announcement of a “separation stress-test” for Deutsche Bank shows...

Stability & Supervision

13/01/2017

Failing or likely to fail?

Barely a year after its launch, a new European law...

BACK TO THE TEAM OVERVIEW

Policy Area

Digital Finance

Areas of expertise:

Banking regulation
Financial stability
Recovery and Resolution
Digital finance

Get involved

You can help tip the balance! Strengthen our impact by joining our collective efforts.

Subscribe

Stay informed with periodic educational and action-driven emails, learn how Finance Watch is progressing towards its goals

Donate

Your donations fuel our independence, enabling us to operate and advocate without constraints.