Julia Symon
Head of Research & Advocacy
Julia Symon leads the Finance Watch team of policy experts in policy development and technical advocacy.
Julia Symon has extensive working experience in the banking industry. Prior to joining Finance Watch, she spent ten years working as an internal audit manager for two international banks in Germany. Julia joined Finance Watch in 2021 and was appointed as the Head of Research and Advocacy in January 2022.
Her areas of expertise cover banks’ risk management and internal control system, in particular credit risk and lending processes, capital adequacy assessment,; governance, regulatory compliance, as well as custody and investment management services. Julia has experience of banks´ supervisory interactions under supervisory review and evaluation process (SREP). At Finance Watch, she has worked on banking and insurance prudential regulation, climate-related financial risk, sustainable finance and Capital Markets Union, among others.
Julia holds a Master’s degree in international economics with majors in financial management and international trade from the University of Konstanz, Germany, and a Master’s degree in international economics / European integration from the Kyiv National Economic University. She also obtained a certified Financial Risk Manager (FRM) qualification from the Global Association of Risk Professionals
Policy Areas
- Digital Finance
- Public Finance
- Retail & Inclusion
- Stability & Supervision
- Sustainable Finance
Areas of expertise:
- Banking regulation
- Financial markets
- Insurance
- Sustainable finance
Contact Information
Finance Watch
Rue des Colonies 56 box 3 - 1000 Brussels - Belgium
Participated in these publications
Stability & Supervision
26/11/2024
Addressing systemic risks and regulatory gaps in non-banking financial institutions – Finance Watch response to Commission Consultation
Stability & Supervision
24/09/2024
Report – Lost Momentum: The Evolution and Challenges of Basel III
Sustainable Finance
12/07/2024
Progress on climate scenario analysis is necessary but not sufficient – Feedback to BCBS on the use of CSA in supervision and risk management
Sustainable Finance
02/07/2024
Joint Statement – Why carbon offsetting undermines climate targets
Sustainable Finance
11/04/2024
Report – Transition Planning for Insurers: A supervisory tool to improve climate risk resilience
Sustainable Finance
26/03/2024
Open letter calling on the BCBS to enshrine the principle of “full transparency” in disclosures of climate-related financial risk
Sustainable Finance
25/03/2024
Banks should also disclose the results of capital adequacy assessment (BCBS consultation on climate risk disclosure)
Sustainable Finance
06/10/2023
BCBS Core principles: the specificity of climate risk requires a precautionary approach (Consultation)
Sustainable Finance
18/01/2023
Joint letter – 16 organisations urge ECON to bolster action against climate risk in Basel III finalisation
Sustainable Finance
08/12/2022
Joint Statement calling for a robust and ambitious Corporate Sustainability Due Diligence Directive (CSDDD)
Sustainable Finance
10/11/2022
Open letter calling on the G20 for a #SafeTransition
Sustainable Finance
03/10/2022
Report – A safer transition for fossil banking: Quantifying capital needed to reflect transition risk
Sustainable Finance
04/08/2022
Response to the EBA Discussion Paper on Environmental Risks in the Prudential Framework
Sustainable Finance
07/07/2022
Open letter: banks and insurers must account for climate risk
Sustainable Finance
09/06/2022
Response to consultation on the functioning of the ESG ratings market and on the consideration of ESG factors in credit ratings
Sustainable Finance
08/06/2022
Comments on the FDIC statement of principles for climate-related financial risk management
Stability & Supervision
21/03/2022
Improving the EU Macroprudential Framework for the Banking Sector (Consultation response)
Sustainable Finance
04/03/2022
Feedback on OCC Principles for Climate-Related Financial Risk Management for Large Banks
Sustainable Finance
16/02/2022
BCBS Consultation response on the principles to effectively manage and supervise climate-related financial risks
Sustainable Finance
10/02/2022
Consultation response for EIOPA: climate change materiality assessments and scenarios in ORSAs
Stability & Supervision
13/01/2022
Consultation response on the review of prudential rules for insurance and reinsurance firms (Solvency II Directive)
Sustainable Finance
23/11/2021
Report: A ‘silver bullet’ against Green Swans – Incorporating climate risk into prudential rules
Stability & Supervision
20/09/2021
Consultation response on the functioning of the EU securitisation framework
Retail & Inclusion
04/08/2021
Response to Commission public consultation: Retail investment strategy for Europe
Stability & Supervision
26/05/2021
Consultation Response on the Supervisory Convergence and the Single Rule Book
Sustainable Finance
14/04/2021
Consultation Response on “Preparedness and Resilience to Climate-Related Risks” for the OSFI, Canada
Sustainable Finance
11/03/2021
Establishing ESAP: EU Commission consultation response
Participated in these articles
Sustainable Finance
12/09/2023
#NoMoreCrises: Unkept Promises of Reform
Sustainable Finance
21/02/2023
Banks do best for society when they have more capital, not less
Sustainable Finance
18/01/2023
4 reasons why banks and insurers can’t withstand the climate crisis without extra loss-absorption capacity
Sustainable Finance
28/11/2022
8 lobby myths about higher capital requirements for fossil banking
Sustainable Finance
08/08/2022
Basel approach not sufficient to address climate-related risks
Sustainable Finance
29/03/2022
Climate risk: strong Pillar II prudential measures are needed but not enough
Sustainable Finance
24/11/2021
Capital requirements: a “silver bullet” against the looming climate-induced financial crises
Policy Areas
- Digital Finance
- Public Finance
- Retail & Inclusion
- Stability & Supervision
- Sustainable Finance
Areas of expertise:
- Banking regulation
- Financial markets
- Insurance
- Sustainable finance
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